Double Deals

You’ll save two ways when you switch your auto loan over to St. Joseph's Hospital Federal Credit Union. You will receive Deal One - at least 0.25% off your current rate.* With these savings you could:

  • Pay less interest
  • Lower your monthly payment
  • Save hundreds, or even thousands, in finance charges
Then, you get to choose Deal Two:
  • $100 off GAP
  • $100 off a Route 66 Extended Warranty
  • $100 gas card
  • $100 cash back

Concerned about the cost of refinancing? No worries! St. Joseph's Hospital Federal Credit Union does not charge additional application or title fees to refinance your auto. Apply Online or download the application here.


*APR is Annual Percentage Rate.

This offer is available for a limited time and is subject to credit union approval based upon applicant’s conformity with standard credit union approval guidelines. Applicants must be in the credit union’s field of membership and must establish membership with the credit union to be eligible.

To qualify for these offers, the loan must be an auto refinance from another financial institution of $10,000 or more. For Deal One, approved members can receive at least 0.25% off the APR they are currently paying at another financial institution. Rate floor is 2.50% APR. Member must choose their “Deal Two” offer prior to loan closing. $100 off GAP cannot be combined with GAP price match. $100 gas card or cash back will be given at loan closing.

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