Loan Rates Savings Rates Certificate Rates Fee Schedule Credit Card Rates

Effective as of: January 1, 2017
Fee Schedule
FREE SERVICES
Online BankingBill Pay
Mobile BankingFree Use of SJHFCU ATMs
E-Statements
SHARE SAVINGS and CHECKING ACCOUNT
Minimum Membership Balance$5.00
Reopen Member Account (Closed < 6 Months)$15.00
Account Closing (< 6 Months)$15.00
Box of Checks$21.60
Rush Order Checks - Priority$5.00
Rush Order Checks - 2-Day$25.00
Rush Order Checks - Next-Day$45.00
Paper Statement (Ages 19-64)$5.00
VISA CREDIT CARD and DEBIT CARD
Late Credit Card Payment$25.00
Lost Card Replacement$25.00
Photocopy of Sales Draft$5.00
Returned/Stopped Credit Card Payment$25.00 (Charged By VISA)
Cash Advance Fee3% of Advance Amount ($5.00 Minimum)
Rush Order$50.00
ATM
ATM Fees (Withdraw/Transfer) at Foreign ATM$1.00
Non-Member ATM Withdrawal at SJHFCU ATM$2.00
VISA GIFT CARDS
Fee$5.00
Minimum$50.00
Maximum$500.00
LOANS
Loan Audit (NOT CU Error) (Per Hour)$25.00
Loan Refinance Fee (SJHFCU Loan)$25.00
Loan Coupon Book$5.00
Loan Late Fee (5 Days or More)$20.00
DOCUMENTS and RESEARCH
Check Photocopy$5.00
Account Reconciliation/Research (Per Hour)$25.00
Returned Mail$5.00
Statement Copy (Per Month)$5.00
FUND/WIRE TRANSFERS
International Bank to Bank Wire$50.00
Domestic Bank to Bank Wire - Incoming$25.00
Domestic Bank to Bank Wire - Outgoing$35.00
OVERDRAFT and RETURNED ITEMS (1 Free/Year)
NSF Draft Return$35.00
Overdraft Advance Fee$35.00
ACH Return Items$35.00
Overdraft Protection (Per Transfer)$10.00
Returned 2 Party Items$35.00
SERVICES
Fax Transmission (Outgoing)$5.00
Garnishment, Levy, Legal Process$100.00
Official CU Check (Payable to Third Party)$5.00
Rolled Coin (24 Hour Advance Notice)$1.00/Roll
Notary Service (Members Only)$5.00
SHARED BRANCHING
Official CU Check$10.00
STOP PAYMENT
ACH/Share Draft$50.00
CU Official Check Stop Payment$25.00
CHECK CASHING
'On-Us' Check Cashing (Non-Members)$25.00
MAINTENANCE and TRANSACTION FEES
Telephone Transfer$5.00
Account to Account Transfer$5.00
Mailed Transaction Receipt$5.00
Dormant Account (Monthly)$10.00
Share Withdrawal (In Excess of 3/Month)$10.00
Club Account Premature Withdraw$25.00
BILLPAY Same-Day Electronic Payment$9.95
BILLPAY Overnight Check Payment$14.95
BILLPAY Same-Day Account to Account Transfer$2.00
Request to Change Account Numbers$25.00
Verification of Deposit$10.00


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