Loan Rates Savings Rates Certificate Rates Fee Schedule Credit Card Rates

Loan Rates
AUTO RATES
Credit ScoreAPR as low as
800 and above1.75% APR*
725-7992.75% APR*
680-7244.75% APR*
650-6797.75% APR*
591-64910.75% APR*
551-59013.75% APR*
under 55016.75% APR*
PERSONAL LOAN RATES
Credit ScoreAPR as low as
800 and above9.75% APR*
725-79911.75% APR*
680-72414.75% APR*
650-67916.75% APR*
591-64917.75% APR*
551-59017.75% APR*
under 55017.75% APR*
BOATS, RVS, TRAVEL TRAILERS
MONTHS APR FIXED
NewUp to 1206.75% APR
UsedUp to 846.75% APR
 
MOTORCYCLES
MONTHSAPR FIXED
NewUp to 726.75% APR
UsedUp to 606.75% APR
 
SHARE SECURED
MONTHS APR FIXED
120 and less3.75% APR
 
APR is Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. The rate you pay will be based on your credit history.

*Member may receive additional 0.25% discount for automatic repayment (via transfer from your SJHFCU account or automatic repayment via payroll deduction) and authorization for electronic statements. Qualifying vehicle loans over $30,000.00 with terms longer than 72 months are subject to a 1.00% higher rate.
For current rates and terms for specific loans, call (813) 870-4360.
Loan applications (with verification of income) and Buyer's Orders may be submitted in person, by mail, or by fax to the appropriate office. See contact us page.


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