Services

Your membership comes with benefits!

SAVINGS PRODUCTS

The credit union provides its members with an array of safe, convenient, and rewarding savings products: regular share savings, club savings, money market savings, and certificate share saving accounts.

Regular Share Savings – You must keep $5 in this account at all times to maintain your membership with the credit union. Earn dividends on balances over $500.

CLUB ACCOUNTS

Holiday Club – Get ready for the holiday season. Payroll deduction is a quick and easy way to deposit into your Holiday Club for your end of the year spending. On November 1st, your Holiday Club funds will be transferred to your savings account and available for your use. This account has a withdrawal penalty as an incentive to keep saving. No minimum is required to get started. Earn dividends on balances over $500.

Money Market – Earn higher dividends for your money. Minimum balance to open is $2,500.

Share Certificates – Earn more on your money by depositing into a share certificate account for a predetermined length of time. In exchange for setting aside your money for this set time period, you get a higher yield than with a traditional savings account. The minimum deposit is $1000. You can choose a term from 6 months to 5 years.

FREE SHARE DRAFT CHECKING

With no minimum balance or direct deposit requirement, our free share draft account is the perfect, everyday account to house and manage your finances. However, free is just the beginning of the benefits this account offers!

Visa® Debit Card – Use your debit card anywhere Visa® is accepted. All cards have an embedded chip that adds an additional layer of protection to your accounts. When using your debit card, sign versus entering your PIN to start earning uChoose Rewards®.

Free Online Banking – Check your account balances, see transaction history, and transfer money between your accounts at any time. Enroll today!

Free Mobile Banking – Access your accounts on the go with our TouchBanking app, mobile web page, or text banking.

Free Call 24 – You can call 813-870-4560 and access your account at any time day or night.

Free Online Bill Pay – Save on stamps and pay your bills directly from your online banking! Set up one-time payments or recurring payments at your convenience.

LOANS AND CREDIT CARDS

At some point, almost everyone needs to borrow money for something important. Your credit union, where you are a member-owner, not just a customer, offers a wide range of loans to qualified members for any worthwhile purpose. Borrowing at YOUR credit union can be a comfortable, pleasant experience with easy-to-complete applications, fast service, competitive rates, and convenient repayment schedules.

Visa® Platinum – No annual fee and great rewards through uChoose Rewards®!

Visa® Secured – For members wishing to build or rebuild their credit, we also have the SJFHCU Visa® Secured card. This card allows you to establish a credit payment history by giving you a credit line with a $500 minimum deposit.

Personal Loans – Borrow a set amount of money for a fixed term and rate.

Auto Loans -Whether you’re buying a new or used vehicle, or looking to refinance a car you already have, SJHFCU will give you the best rate. We will even beat another bank or credit union’s rate if it’s lower than ours! SJHFCU also offers excellent products like GAP Insurance and extended warranties to put your mind at ease!

Let us save you money, apply today!

WIRE TRANSFERS

An additional way you can manage your money at St. Joseph’s Hospital Federal Credit Union is through wire transfers. Below are instructions and forms you will need to complete a wire transfer. NOTE: Outgoing wires requests must be made in person with a valid ID. For applicable fees, see the Fee Schedule.

Incoming Wire Instructions
Outgoing Wire Request Form

uChoose Rewards® is a registered trademark of Fiserv, Inc.



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