Skip Your Loan Payment

There’s still opportunity to postpone your monthly loan payment for one month during November, December or January. Fill out a skip-a-payment form and pay the $30 per loan processing fee.

Holiday Club Savings Account

Start saving for next year with a Holiday Club Savings Account. You can make deposits any time during the “Holiday Club year” which runs from November 1, 2017 to October 31, 2018. The money will be automatically deposited into your regular savings account on November 1, 2018—just in time for the holiday shopping season.

We will even get you started with a $20 Club Bonus! Simply, open a new club account and set up a bi-weekly payroll deposit of $10 or more. See how much you could save.

Restrictions

Holiday Loan: Offer is valid only for the months of November and December 2017. The amount borrowed is determined by the member but cannot exceed $2,500. This offer is subject to credit union approval based upon applicant’s conformity to standard credit union approval guidelines. APR is Annual Percentage Rate. Applicants must be in the credit union’s field of membership and must establish membership with the credit union to be eligible.

Skip-A-Payment: The member’s credit union account must be in good standing with the $5 minimum share balance in their savings account. All loans must be current to participate. Loans newer than three months cannot be skipped. Each loan can only be skipped one month during this special offer which runs from September 2017 to January 2018. Member must pay the $30 per loan processing fee when the form is turned in.

Holiday Club Savings Account: Early withdrawals from the Holiday Club Savings Account before November 1, 2018 are subject to early withdrawal penalties. Dividends are paid from current income and available earnings. Dividends are compounded monthly and credited to your club savings account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. Annual Percentage Yield and terms are subject to change without notice. The minimum balance requirement to earn dividends on the club savings account is a $500 Average Daily Balance. Fees could reduce earnings on the account.

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